Join the conversation around TDS sections, rates, applicability, TDS return forms, compliance, etc.
An individual is going to file his ITR for the fist time in AY 22-23. He was unaware of these procedures throughout the years in the past. It has been brought to light that there are unclaimed TDS amounts under his name since AY 16-17. No ITRs in those AYs were filed by him in the past.
Can those be claimed against current year’s income tax?? or even at least some part of those??
If so, how and what is the procedure???
The individual has records of income for all those PYs and is willing to disclose it altogether in this AY, if the entire TDS can be utilised.
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I have same question but i think there is nobody here to answer us 
I am a super senior citizen.I have invested Rs.30,000,00.00,in SCSS with Icici bank.The Bank has deducte TDS of Rs.6150.00,on 02-04-25,towards Qrly.Int.payment of Rs.61,500.00.I have already filed Form 15H.Is it correct?
Form 15H is a self-declaration that your total income is below the taxable limit, and hence, TDS should not be deducted.
You will file in FY 2025-26 and inn FY 2025–26, for Super Senior Citizens (80+), the basic exemption limit is ₹5,00,000. So, TDS should not be deducted if:
- Your total estimated income for the year is below ₹5,00,000, AND
- You’ve submitted Form 15H before the interest payment.
Your TDS of ₹6,150 deducted on 2nd April 2025.
You have submitted Form 15H to ICICI Bank.
Check with ICICI Bank:
– Confirm whether your Form 15H was submitted and acknowledged before 2nd April 2025. – Ask why TDS was still deducted.
If your total income is below ₹5 lakh, you can claim the TDS as a refund while filing your ITR for AY 2026–27.
If you want more clarification or filing your ITR with us, you can WhatsApp us on our support team on 98640 09090, Our team will take care of the rest.
Shivani Mishra
CA (myTaxsupport)