As per my Bank interest certificate, it shows Interest paid & Interest Acruals seperately for FY 23-24. But in AIS / 26AS the totals of both is showing as Interest Paid/Credited. Should I submit feedback in AIS? Or it can be handled during ITR filling?
If the total amount in AIS matches your overall taxable interest (paid + accrued) and you report interest annually on an accrual basis, you can directly report the actual break-up under Income from Other Sources in your ITR. However, if the AIS incorrectly double-counts or misclassifies unpaid accrued interest as paid, submit Feedback on AIS on the income tax portal selecting Information is partially correct before filing your ITR to avoid automated mismatch notices.