Clarification on Capital Gain Tax Computation for Delivery vs. MTF Trades

Hello all,

I am writing to seek clarification on the correct method for computing capital gains taxes in the context of trading shares under the “Delivery” and “MTF” (Margin Trading Facility) categories on Indian stock exchanges.

As I understand it, the Income Tax Act, 1961 provides guidelines for the computation of capital gains and clearly distinguishes between delivery and non-delivery (such as MTF) trades. My interpretation is that capital gains should be computed separately for each type of trade, with the FIFO (First-In, First-Out) method being applied strictly within each category of shares, rather than universally across all transactions i.e., not be mixed between the two segments - delivery and MTF.

Example Scenario:
(a) Delivery Category:

100 shares of Company ABC were purchased 5 years ago at INR 2,000 per share.
(b) MTF Category:
100 shares of the same Company ABC were purchased recently at INR 3,000 per share and sold after a few days at INR 3,500 per share.

Specific Query:

  1. Category Distinction: Should the capital gains from the sale of shares under the MTF category be computed based solely on the purchase and sale prices within that category? In this case, the gain would be INR 500 per share (INR 3,500 - INR 3,000), resulting in a short-term capital gain of INR 50,000.
  2. FIFO Application: Does the FIFO (First-In, First-Out) method apply separately within each category (Delivery and MTF), or should it be applied globally across all transactions, regardless of the category? If applied globally, the sale of shares under the MTF category could potentially be matched against the earliest purchase in the Delivery category, leading to a long-term capital gain of INR 150,000 (INR 3,500 - INR 2,000).

I believe FIFO should apply within the segment, leading to a short-term gain in MTF, since the trading took place in the MTF category and not in the delivery category. Your guidance on the correct method is appreciated.

Best regards,
K. Rajesh

Hello Ms.Surbhi,

Any reflections, thoughts or guidelines regarding my query? I would be extremely grateful for obtaining your valuable insights.

Thanks and best regards,
K. Rajesh.

Hi @kjprajesh,

The shares bought and sold using the MTF facility are accounted separately from the transactions of holdings. Since these are not a part of your holdings, FIFO cannot be applied.

Therefore in such cases you need to categorically calculate the capital gains for MTF and Holdings as per their holding periods.

Shares transfer within family : On CSDL Easiest i am trying to transfer shares to my father so no tax implication ( tax only when my father sells shares) option 1 is Transfer between specified family member and then sub option father Option 2 Gift and no sub option ( free text ) . Which option to chose so its considered as transfer to family with no tax implication ( tax only when receiver - my father sells based on the profit )