PPF vs NPS: Which one’s better?

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Hey @HIREiN,

If in case you do not withdraw/ close your PPF account, it will be extended for 5 more years.

For withdrawal from PPF account you need to submit a withdrawal form to the respective bank/post office. After your application is processed and approved, the amount is credited to the linked bank account or given as a cheque.

Here’s a read that might help you further: What happens to your PPF account post its maturity? We explain | Mint