What is AIS and why it is so Important?

Lately, we’ve been hearing a lot about the AIS and how increasingly it is becoming an important document for filing returns. Why is that? Well, it’s because AIS plays a crucial role in increasing voluntary compliance. Before you file your return, you can refer to the AIS to double-check your income figures. It’s like having an extra resource at your disposal to ensure that you’re reporting everything correctly.

What is the AIS? It is a document that contains your financial information in various sections that contain details such as savings account interest, dividends, LTCG, STCG, rent received, purchase and sale transactions of securities/immovable properties, foreign remittances, GST turnover, etc.

You can also submit feedback on the e-compliance portal for the information displayed in your AIS under each section (i.e. TDS, SFT, etc.).

Read in-depth about what is AIS: Annual Information Statement.

The importance of the AIS has been on the rise. Why?

As technology advances and information sharing becomes more accessible, the ITD has access to a vast amount of data. They can effortlessly compare the income and various financial transactions you report in your ITR with the information in the AIS and ensure that you are being transparent with your tax declarations

Hence, we can say it is one of the ways for ITD to keep a check on underreporting or misreporting of income.

So how does the information in AIS get updated?

The AIS draws data from sources like Annual Information Returns filed by specified entities such as CDSL/ NSDL, RTA, Banks, SEBI, CBIC, MoMSME, CDAL, etc. through its data partnerships, and, making it a comprehensive and reliable document for the ITD to ensure tax compliance.

So, the objective of the AIS is:

  • Display complete information with a facility to provide online feedback
  • Promote voluntary compliance and enable seamless prefilling of return
  • Deter non-compliance

Why is AIS required for filing?

The AIS in the recent past has made quite an impact as ITD has sent an email campaign to a whopping number of taxpayers who didn’t match their income with the AIS in FY 2022-23. In response to the email, the taxpayers were either required to provide feedback giving clarification on particular transactions or to file an updated return.

Let’s say you forgot to report your savings account interest while filing your ITR. Now, the ITD can easily spot this because of the AIS, which contains such information.

How to view the AIS from the e-Filing portal?

  1. Login to the e-filing portal using your PAN & password
  2. From the dashboard, navigate to AIS
  3. Click on Proceed
  4. Click on the AIS tab besides the Instructions tab
  5. Select the FY & PAN and click on Annual Information Statement (AIS)
  6. Click on Download

Read more about AIS (Annual Information Statement) - Learn by Quicko.

2 Likes

Is every equity transactions (buy/sell) fetched from broker sent to IT department or are they only for quicko to calculate gains ?

Hi @Rahul_Khanna

Since your broker has your PAN details and the ITD gathers data from various agencies (such as CDSL/ NSDL, RTA, Banks, SEBI etc) and prepares the AIS, the ITD technically has all the data of you from your PAN.

Quicko uses all the transactions in order to calculate your capital gain/loss.

AIS entries totally wrong and there are many missing entries also, then what we do?

Hi @BJPedhla

In this case, you can submit feedback for the information displayed in your AIS under each section (i.e. TDS, SFT, etc.).

Each and every entries are incorrect means sale and purchase values are incorrect or somewhere missing and how to add missing entries in AIS?

Hi @BJPedhla

In this case, you can submit feedback for the information displayed in your AIS under each section (i.e. TDS, SFT, etc.).

You can consider the amount shown in your broker statement for now.

Hello

Is Intraday Trading details included in AIS or not? Also, my AIS and broker reports are completely different even the date of transactions showing in my AIS is different from the one in my broker’s statement, what is the reason behind this? And also if my AIS is showing more profit than my broker statement so should I correct the AIS or it’s not needed?

Hi @ash

Intraday trading (Equities)details are shown in the AIS.

In case of a mismatch, you can rely on your broker statement for the details. And you can provide a feedback on the AIS for the same.

if the trades are happened intraday i.e. demat holding is not used ; intraday trading is not reflected in AIS