Will transfer of funds to family members for a short period tax implications?

Hello, I Wanted to put for BHNI category IPO from my family members as well. If i take loan 40 lakhs from zerodha capital by pledging my shares. and transfer 10 lakh each for my husband and 2 children and they apply IPO in their name if unallotted they will return back the money next day to my bank account and i pay off the loan.

Here is there any tax implication for me(for taking loan) or my family members for transferring amount to my family members and taking it back in 5 days(if unallotted).?

Kindly answer anyone as soon as possible

Thank You

Transferring funds to family members for a short period may have tax implications depending on the amount and your country’s tax laws. It’s essential to consult a tax professional to understand potential gift tax or income tax consequences associated with these transfers.

A short-term transfer of funds to a family member may result in tax consequences, depending on the amount and location. It’s crucial to consult a tax professional to understand potential gift tax liabilities and ensure compliance with local regulations.

Transferring funds to family members for a short period generally does not have significant tax implications, but it depends on the amount and the jurisdiction. In some countries, gift tax may apply if the transfer exceeds a certain limit.